Conventional Insurance Products

  • Assets All Risks Insurance: 
    Covering all tangible property within Zimbabwe against Fire and allied perils
  • Loss of profits insurance:
    Covering the business against loss of profits following a fire at the premises of business
  • Loss of rent:
    Covering the business against loss of rent following a fire at the leased property
  • Machinery breakdown insurance:
    Covering the business against all risks of accidental breakdown to machinery
  • Machinery Loss of profits:
    Covering the business against loss of profits following machinery breakdown as covered above.
  • Mine rescue insurance:
    Covering cost of rescue operations for trapped underground workers
  • Environmental Pollution Legal Liability:
    covering costs of defending the company against claims for accidental environmental pollution including environmental clean-up costs
  • Motor Insurance:
    Covering damage to the vehicle and liabilities arising from its use
  • Professional Indemnity:
    Covering the business for claims arising from professional negligence
  • Crop Insurance:
    Covering the crops whilst standing in the fields, in transit to a place of storage, in storage until final delivery to the markets. (field to floor cover)
  • Livestock Insurance:
    Covering all risks of mortality but excluding  epidemics.
  • Wildlife Insurance:
    Covering all risks of mortality to wildlife including aquaculture, green-hunts, veldt fires etc.
  • Plantation re-establishment Cost Insurance:
    Covering all risks of destruction of the estate.  Policy pays plantation re-establishment costs.
  • House Owners Policy:
    The policy covers your buildings, its outbuildings, thatched property, fence, walls, swimming pool and borehole pumps, as well as electric gate motors against fire and allied perils.
  • Householder Policy:
    This policy provides you with cover for your moveable household contents within your premises against fire and allied perils such as lightning accidental damage, theft of the contents, explosion etc..