Wherever the road takes you, we’ve got you covered
What Is Motor Insurance?
Motor vehicle insurance covers you during loss emanating from road accidents, theft and fire. Insure with us and drive with a peace of mind
Why Do I Need Motor Insurance?
If you’re involved in an accident, you may have expenses for motor repairs, property damage, medical bills, lost wages, and more. Without the coverages you need, you could have to pay those bills on your own.
What Does Motor Insurance Cover?
Typically, motor insurance covers for liability which helps to cover someone else’s bodily injury or property damages when you are determined to be at fault for the accident. There are also other coverages that can help cover the costs of damage to you or your motor vehicle.
CHAMPIONS INSURANCE MOTOR POLICY OPTIONS:
Flagship Comprehensive Cover option
Comprehensive Motor Insurance with Telemetry, Burial Assist and Accident Emergency Evacuation
A US dollar (USD) comprehensive insurance product where the cost of vehicle tracking is bundled with insurance. Accident reconstruction
software gives insurers precise accident location data and enables client to upload event pictures as well as calling for on-scene
accident support such as for tow truck, ambulance, or the police. The average condition does not apply to this type of insurance
contract provided the sum insured on day one is adequate.
Through a collaboration with Nyaradzo Funeral Services, we also offer burial assist extension in the event of bereavement resulting from a road accident.
Standard Motor Cover options:
Third Party Insurance
Protects policyholder against loss, damage, death or bodily injury of third parties and their property ONLY while driving on a road. Covers any legal liabilities arising from the policy holder’s driving which results in bodily injury, death, or property damage of or to third parties. Does NOT cover loss or damage to the car of the policy owner. This is the minimum acceptable insurance cover by law in Zimbabwe, in terms of the Road Traffic Act.
Full Third Party Insurance
Protects policyholder against loss, damage, death or bodily injury of third parties and their property ONLY while driving on the road and also incidents that may occur off the the road. Covers any legal liabilities arising from the policy holder’s driving which results in bodily injury, death, or property damage of or to third parties. Does NOT cover loss or damage to the car of the policy owner.
Full Third Party Fire and Theft Insurance
Protects policyholder against loss, property damage, death, fire and theft ONLY while driving. Covers any legal liabilities arising from the policy holder’s driving which results in bodily injury, death, or property damage of or to third parties. Covers theft or fire damage to the clients’ car, but does NOT cover loss or damage to the car of the policy owner, due to accident damages other than fire, theft and attempted theft.
Motor Traders’ Policy
The policy covers vehicle that passes through the policyholders’ possession for selling purposes. The policy also covers loss or damage to any vehicle, which will be the property of the insured or is in their custody or control. These can be categorized into road risk, internal or premise risk or comprehensive risk and garage risk
Commercial Motor Policy
This policy covers vehicles that are used for business purposes these include trailers and goods carrying vehicles.